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When you're ready to submit your claim, log in to your XCover Account, select the XCover Protection you would like to claim for and then select Make a Claim

PC: Amy Louise Photography As for festive food, we have a few suggestions as well: Butternut squash for soups, casseroles, and fillings Apple cider (spiked or unspiked!) Pumpkin cookies, bread, or cake Mashed potatoes Poisoned apples oops, we meant candy apples

The glossy finish comes with white stars to complete that Christmas sparkle, so it's great for a day dress or for turning into an all-night party uniform

Full-length design provides excellent coverage in cold weather

I love black leather boots like the one pictured here, but you can also swap them with white booties to make your neutral look pop

Metallic eyeshadow was huge in the 90s